0
New
New
2022
Commercial Lending Market

Commercial Lending Market By Type (Unsecured Lending and Secured Lending), Enterprise Size (Large Enterprises and Small & Medium Sized Enterprises), and Provider (Banks and NBFCs): Global Opportunity Analysis and Industry Forecast, 2021–2030

A11617
Pages: 209
Jan 2022 | 4318 Views
Author(s) : Aarti Goswami, Pramod Borasi , Vineet Kumar
Tables: 99
Charts: 53
  • Formats*:

  • SIngle User License, Five User
    License & Enterprise User License

  • Data Pack Excel License

  • It comes with the additional cost
    of $2500.00 contact sales.

 

COVID-19

Pandemic disrupted the entire world and affected many industries.

Get detailed COVID-19 impact analysis on the Commercial Lending Market

Request Now !

Commercial Lending Market Outlook – 2030 

The commercial lending market size was valued at $8,823.53 billion in 2020, and is projected to reach $29,379.83 billion by 2030, growing at a CAGR of 13.1% from 2021 to 2030. When a company borrows money to cover operating costs, real estate purchases, or equipment purchases, it is known as commercial lending. In addition, short-term loans to long-term real estate loans with repayment terms of up to 30 years are available in commercial lending. 

As COVID-19 cases continued to surge and more restrictions were put in place during the pandemic, many business owners had to take out commercial loans to sustain their businesses. This caused commercial lending growth to spike during the period. Moreover, small-business participation in taking commercial loans was a major contributor to this elevated growth.

Moreover, to secure a loan, borrower can be required to provide collateral. This provides banks with an asset in the event that the loan is defaulted on. In addition, a bank checks applicant’s credit score for approving a loan. However, it will not be the sole criterion to secure loans as commercial loans are valuable.

Commercial-Lending-Market,-2021-2030

Get more information on this report : Request Sample Pages

Flexible long-term lending offered by commercial lending options acts as a major driver in the market. In addition, the market is expected to increase collaborations between digital lending organizations and FinTech companies for payment collection. However, rise in number of non-performing assets (NPA), especially during the pandemic has hampered growth of the market. 

On the contrary, developing economies are increasingly digitizing various banking operations, owing to tech savvy generation. In addition, advancements in smartphones have enabled many companies to provide commercial and industrial lending services on applications. Moreover, growing adoption of digital lending services are expected to provide lucrative opportunities for the commercial lending market growth.

The report focuses on growth prospects, restraints, and trends of the commercial lending market analysis. The study provides Porter’s five forces analysis to understand the impact of various factors such as bargaining power of suppliers, competitive intensity of competitors, threat of new entrants, threat of substitutes, and bargaining power of buyers on the commercial lending market outlook.

Commercial Lending Market
By Type

Your browser does not support the canvas element.

Secured Lending segment accounted for the highest market share during 2021 - 2030

Get more information on this report : Request Sample Pages

Segment Overview

The commercial lending market is segmented into type, enterprise size, provider, and region. By type, the market is categorized into unsecured lending and secured lending. Depending on enterprise size, it is segregated into large enterprises and small & medium sized enterprises. The providers covered in the study includes banks and NBFCs. Region wise, the market is analyzed across North America, Europe, Asia-Pacific, and LAMEA. 

Commercial Lending Market
By Enterprise Size

Your browser does not support the canvas element.

Small & Medium Sized Enterprises segment will grow at a highest CAGR of 15.4% during 2021 - 2030

Get more information on this report : Request Sample Pages

Competitive Analysis 

The key players operating in the commercial lending market include American Express Company, Credit Suisse, Fundation Group LLC, Fundbox, Funding Circle, Goldman Sachs, Kabbage, LoanBuilder, Merchant Capital and OnDeck. These key players have adopted various strategies, such as product portfolio expansion, mergers & acquisitions, agreements, geographical expansion, and collaborations, to increase their market penetration and strengthen their foothold in the industry.

Commercial Lending Market
By Provider

Your browser does not support the canvas element.

NBFC's segment will dominate the market by the end of 2030 with a highest CAGR of 16.1%

Get more information on this report : Request Sample Pages

COVID-19 Impact Analysis

COVID-19 pandemic has a significant impact on the commercial lending industry, owing to increase in commercial and industrial loans as most of the businesses went bankrupt. Additionally, small-business participation in commercial lending was a key factor in this increased development. Many banks reported being overburdened by the increase in commercial loans during the pandemic as firms continued to seek financing. Due to the closure of bank offices and significant wait times for phone help, even previously hesitant internet users have turned to these channels for commercial loans during the pandemic. This, in turn, has become one of the major growth factors for the commercial lending market during the global health crisis. 

Commercial Lending Market
By Region

2030
Asia-pacific 
North America
Europe
Lamea

Asia-Pacific region will lead the market with a highest CAGR of 15.1% during 2021 - 2030

Get more information on this report : Request Sample Pages

Top Impacting Factors

Lowest Interest Rates of For All Loan Options

Commercial lending offers lowest interest rates on all loan options, enabling business owners to access critical funding while maintaining lower overhead costs. Moreover, commercial lending typically has lower interest rates than other unsecured borrowing. Choosing to have fixed monthly repayments means borrowers can accurately use them in their business planning and forecasting, enabling them to structure finance of their business with a bit more certainty. In addition, commercial lending payment plans usually extend for a number of years, which allows a business to focus on other important business matters such as sales, monitoring overheads, and training staff. Therefore, this is a major driving factor for the commercial lending market.

Access to Large Sums of Money

Small business owners often do not have the financial capability to raise funding in the debt or equity markets. This can make starting a business extremely expensive and risky. However, with a commercial lending, it is possible to cover all business startup expenses with availing commercial loan. This also makes it significantly less intimidating for business owners without extensive resources to obtain a relatively large amount of funding. In addition, by consolidating all financing on one loan, commercial lending helps to access large sum of money for small businesses. Therefore, this is a major driving factor for the commercial lending market.  

Technological Advancement in Commercial Lending

Technological advancements in the field of commercial lending has increased and the online lending industry has been growing over the last couple of years at an incredible pace. Whether for business or personal, more loans are originated online than before. As the demand for commercial loans grew, online lenders are adopting technologies such as artificial intelligence, block chain, and machine learning to enhance customer experience in taking commercial loans and making the process faster and more effective. 

Technology and innovation are the main contributors that boom online commercial lending. If the growth trajectory continues, there are chances that online lenders will replace banks as the go-to source for commercial loans. Therefore, with technological innovations in the field of commercial lending, it will provide major lucrative opportunities for growth of the commercial lending market in the upcoming years.

Key Benefits For Stakeholders 

  • The study provides in-depth analysis of the commercial lending market share along with current trends and future estimations to illustrate the imminent investment pockets.
  • Information about key drivers, restrains, and opportunities and their impact analysis on the commercial lending market size are provided in the report.
  • The Porter’s five forces analysis illustrates the potency of buyers and suppliers operating in the commercial lending market.
  • An extensive analysis of the key segments of the industry helps to understand the commercial lending market trends.
  • The quantitative analysis of the commercial lending market forecast from 2021 to 2030 is provided to determine the market potential. 

Key Market Segments

  • By Type
    • Unsecured Lending
    • Secured Lending
  • By Enterprise Size
    • Large Enterprises
    • Small & Medium Sized Enterprises
  • By Provider
    • Banks
    • NBFCs
  • By Region
    • North America
      • U.S.
      • Canada
    • Europe
      • UK
      • Germany
      • France
      • Italy
      • Spain
      • Rest of Europe
    • Asia-Pacific
      • China
      • Japan
      • India
      • Australia
      • South Korea
      • Rest of Asia-Pacific
    • LAMEA
      • Latin America
      • Middle East
      • Africa
  • By Key Market Players
    • American Express Company
    • Credit Suisse
    • Fundation Group LLC
    • Fundbox
    • Funding Circle
    • Goldman Sachs
    • Kabbage
    • LoanBuilder
    • Merchant Capital
    • OnDeck
 

Loading Table Of Content...


 
 

With advancements in technologies in the banking sector, commercial lending processes have been hassle-free and swift, owing to which businesses can conveniently take loans. In addition, consumers demand for tracking status of their loans, mortgages, and credit cards, compare & find lower rates, and distinguish & regulate access to their financial information. These advancements in technologies propel growth of the market.

The COVID-19 outbreak has a significant impact on the commercial lending market and has increased in commercial lending market, owing to bankruptcy of various businesses due to lockdown. Moreover, during this global health crisis, technological advancements in the commercial lending industry have automated long and hectic processes. This, as a result promoted demand for commercial lending, thereby accelerating the revenue growth.

The commercial lending market is fragmented with the presence of regional vendors such as American Express Company, Credit Suisse, Fundation Group LLC, Fundbox, Funding Circle, Goldman Sachs, Kabbage, LoanBuilder, Merchant Capital, and OnDeck. Major players operating in this market have witnessed significant adoption of strategies that include business expansion and partnership to reduce supply and demand gap. With increase in awareness & demand for commercial lending across the globe, major players are collaborating their product portfolio to provide differentiated and innovative products.

PURCHASE OPTIONS

Start reading instantly ,This Report and over 13000+ thousand more Reports, Available with Avenue Library, T&C*

Call or Email us

U.S.-Canada
Toll-free :
+1-800-792-5285
Int'l : +1-503-894-6022
Europe : + 44-845-528-1300
Email : help@alliedmarketresearch.com

Looking for Customization?

 Customization Request

Have a Question?

 Speak with Analyst

Any Confusion?

 Inquire Before Buying

Have a glance of the Report

 Request Sample
 
FREQUENTLY ASKED QUESTIONS?

A. The Commercial Lending Market is estimated to grow at a CAGR of 13.1% from 2021 to 2030.

A. The Commercial Lending Market is projected to reach $29,379.83 billion by 2030.

A. To get the latest version of sample report

A. Flexible long-term lending offered by commercial lending options etc. boost the market growth.

A. The key players profiled in the report include American Express Company, Credit Suisse, Fundbox, and many more.

A. On the basis of top growing big corporations, we select top 10 players.

A. The Commercial Lending Market is segmented on the basis of type, enterprise size, provider, and region.

A. The key growth strategies of Commercial Lending market players include product portfolio expansion, mergers & acquisitions, agreements, geographical expansion, and collaborations.

A. Asia-Pacific region would grow at a highest CAGR of 15.1% during the forecast period.

A. Secured Lending segment will dominate the market during 2021 - 2030.

RELATED TAGS
 

HAVE QUESTIONS?
SPEAK WITH ANALYST

 

DID YOU MISS ANYTHING?
DO YOU HAVE SPECIFIC REQUIREMENTS?

 

Download Sample

OR

Purchase Full Report of
Commercial Lending Market

Start reading instantly.
This Report and over 13,000+ thousand more Reports, Available with Avenue Library. T&C*.

  • Online Only
  • $3,713
  • Online cloud access only
  • Restricted print, copy, paste & download
  • Read only
  •   Free quarterly industry update
  •   Free report update (Within 180 days)
  •   Subscription model sign in
  • Data Pack
  • $4,126
  • Restricted to one authorized user
  • One print only
  • Available in
    Excel
  •   Free quarterly industry update
  •   Free report update (Within 180 days)
  •   Subscription model sign in
  • Single User
  • $6,169
  • Restricted to one authorized user
  • One print only
  • Available in Excel & PDF
  •   Free quarterly industry update
  •   Free report update (Within 180 days)
  •   Subscription model sign in
  • Five Users
  • $6,930
  • Limited to five authorized users
  • Print upto five copies
  • Available in Excel & PDF
  •   Free quarterly industry update
  •   Free report update (Within 180 days)
  •   Subscription model sign in
  • Enterprise
    License/PDF

  • $10,665
  • Unlimited
    within
    company/enterprise
  • Available in Excel & PDF
  •   Free quarterly industry update
  •   Free report update (Within 180 days)
  •   Subscription model sign in
  • Library Membership
  • $ 999
    Per User/ Per month/ Billed annually
  • Published Content
    E-access
  • Company Profiles
    E-access
  • Newly Added Content Access
  • 10 PDF
    Downloads
  • 5 Excel Data
    Pack Downloads
  • 250 Company Profiles PDF Downloads
  • Buy Now

*Taxes/Fees, if applicable will be added during checkout. All prices in USD

 

Why Allied Market Research?

 

Infallible Methodology

To ensure high-level data integrity, accurate analysis, and impeccable forecasts

Analyst Support

For complete satisfaction

Customization

On-demand customization of scope of the report to exactly meet your needs

TARGETED MARKET VIEW

Targeted market view to provide pertinent information and save time of readers

Get fresh content delivered

Get insights on topics that are crucial for your business. Stay abreast of your interest areas.

Get Industry Data Alerts

Why Allied Market Research?

Infallible Methodology

To ensure high-level data integrity, accurate analysis, and impeccable forecasts

Analyst Support

For complete satisfaction

Customization

On-demand customization of scope of the report to exactly meet your needs

TARGETED MARKET VIEW

Targeted market view to provide pertinent information and save time of readers